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Law Dog for insurance claims

A claim is a sequence. Most of the fight is about what happened when.

Coverage turns on dates, wording and who said what to whom. Law Dog puts the policy, the correspondence, the field reports and the estimates on one timeline, ties each coverage position to the language it rests on, and keeps your own reasoning out of anything addressed to the carrier.

The policy and the correspondence on the same timeline

  • Policy, endorsements, notices, field reports, estimates and the whole email thread land in one dated file rather than four folders
  • Every deadline in the policy and every date the carrier has relied on sits on the same line, so a late notice argument is visible instead of discovered
  • The order things were said in stops being an argument about memory
claim · timeline
Mar 02 · Loss datefirst notice
Mar 09 · Notice given to carrier7 days
Jun 02 · Adjuster: “the roof is fine”msg 188
Jun 28 · Field report contradictsdoc 91
Jul 19 · Denial issueddoc 77
393 dated events on one matter. The sequence is read, not reconstructed.

Each coverage position tied to the wording it rests on

  • Every position, yours or the carrier’s, carries the endorsement or exclusion it depends on
  • Where a position rests on two sources agreeing rather than on language somebody wrote, the link says so
  • Positions nothing in the policy supports show as unsupported before they reach a letter
coverage · position check
Covered peril · windendorsement 4 · cited
Notice timely under the policypolicy §3 · cited
Damage predates the loss datecarrier position · corroborated
Wear-and-tear exclusion appliesunsupported
The unsupported position is the one to argue about. It is labeled rather than buried.

The carrier gets facts. Your file keeps the reasoning.

  • Proof-of-loss packages and supplement requests are built from the record, so the figure in the letter is the figure in the file
  • Your own view of what the claim is worth, and which positions you think are thin, never leave with a package addressed to the carrier
  • Your adjuster, your engineer and your lawyer each receive a different document assembled from the same record
package · check before it leaves
To the carrierfacts only · clear
To our engineerfacts + open items · clear
To our counselfull record · clear
Note names what we would settle atheld · 1 finding
Package does not present until the finding clearsgate
Silence is a position. Volunteering is the failure, and it is usually an accident.

the question every file has to survive

“How do you know that?”

It is the first thing a trial lawyer asks and the last thing most software can answer. Law Dog stores the answer next to the fact, with the method of knowing attached, so the check takes seconds rather than an afternoon.

See it on a live matter

One matter, as the file actually stands

203 documents, 393 dated events on a single timeline, 455 messages read into the record and 152 rules on what may leave. Counts from one working matter, not a total across customers and not a projection.

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